Keep your circle. Lose the spreadsheet.

You already run a savings circle — Paluwagan, Ajo, Esusu, Pardna, Chama, or your own tradition. Roscas keeps the tracking clean, transparent and free, so you can focus on your people.

What stays the same

Your people — the same trusted members, invited by you
Your rules — the amount, the rhythm, the turn order your group agreed
Your tradition — Paluwagan, Ajo, Esusu, Pardna, Chama, or your own way
Your money — Roscas never touches the pot; it moves the way it always has

What gets easier

Who's paid — everyone sees the same live record, so nobody has to ask
Whose turn is next — the payout order is there for the whole circle to see
No chasing — gentle reminders go out automatically, not from you
No spreadsheet — the notebook and the late-night reconciling are retired

See it in action

A 90-second walk through the app — setting up a circle, tracking contributions, and seeing whose turn is next.

The record your whole circle can see

Circle overview showing contribution amount, pot and next meeting — Your circle, your rules

Members list showing who has paid this round — See who's paid at a glance

Payout order showing whose turn is next — Whose turn is next — no arguments

Celebration screen when a payout lands — Payday for someone in the circle

Bring the circle you already run

We're in early access. Try it with your circle and help shape it — the app is free, always will be, and never takes a cut of the pot.

New to savings circles? Start here instead · Prefer email? team@roscas.io